Credit Union of Ohio - Downtown Branch

Products & Services

• Home Equity Loans

  Time For Summer Projects? Use the equity in your home. Home Equity Loan - No payment for 90 days Home Equity Line of Credit - 1.99% APR for 6 months PLUS - $100 Visa gift card Get started on your home improvement projects with an affordable home equity. APPLY NOW! Home Equity Loans Using the Equity in Your Home Complete your home improvement task list with a Home Equity Loan, perfect for a one-time project. Or a Home Equity Line of Credit is great for a series of projects. And since the interest could be tax deductible (you should consult your tax advisor), it's a smart way to borrow. Home Equity Loan: Only need a quick infusion of cash to complete your project? Opt for a one-time home equity loan. With a fixed-rate and set term, you're payment will stay the same each month. Home Equity Line of Credit: Looking at a longer-term project? Maybe a home equity line of credit is the better option. Open your line and borrow cash as you need it. It has a competitive variable rate, plus you can keep your line open for up to five years. No payment for 90 days applies to Home Equity Loans. Current rate as low as 3.88% APR. Interest will acrue during deferral period and will increase the total amount to repay the loan. Maximum APR of 18% APR. 1.99% introductory rate applies to Home Equity Lines of Credit (HELOCs). Annual Percentage Rate (APR) as low as 1.99% for the first six months for qualified members. After introductory period, rate may vary based upon the Prime Rate as published in the Wall Street Journal on the last business day of every month. Floor rate of 4% after intro period. Actual rates may vary based upon the following: credit rating, value of collateral, and term. This offer may change at any time. Existing CUO HELOCs are not eligible for this offer. Maximum LTV 90%. Equal Housing Lender. Credit Union of Ohio's NMLS # 704953 Amber Bell #744518 Debra Rider #1146865 Donna Webb #1031998 Dorothy Hines #744519 Jennifer Hatfield #541978 Leah Dunham #1158603

• Mortgages

  Financing a Home Whether you're buying your first home, purchasing another, or refinancing, you get affordability and terms you can understand. We offer traditional first mortgages, adjustable-rate mortgages, and other loan options. Get pre-approved to make your house-hunting experience easier and to give you more bargaining power. Apply & Explore Rates. Buying & Selling a Home We're proud to partner with HomeAdvantage to help you find a realtor. Each realtor we work with is local and approved by the credit union because of their outstanding service to our members. We'll help you shop for your dream home, research neighborhoods, learn the value of your current home, and save on every real estate transaction. When you use one of our agents, you'll earn a rebate on the realtor's commission. Learn more. HOME by Fannie Mae This is a new mobile app that helps to educate future homeowners about purchasing and owning a home. Helps buyers and owners prepare financially, estimate affordability, learn about the home buying process and much more. Download the app today! Credit Union of Ohio's NMLS # 704953 Amber Bell #744518 Debra Rider #1146865 Donna Webb #1031998 Dorothy Hines #744519 Jennifer Hatfield #541978 Leah Dunham #1158603